Up to $500K with no monthly payments
FreeHomes HomeSaver Equity helps Canadian homeowners unlock the value in their homes without income requirements or monthly payments—while keeping full ownership and control.
FreeHomes HomeSaver® Equity lets you access up to $500K without monthly payments or income requirements—while keeping full ownership of your home.
What is HomeSaver® Equity?
Access up to $500K upfront with no monthly payments by sharing a portion of your home’s future appreciation. You keep full ownership—no risk of losing your home.
Why choose HomeSaver® Equity?
No monthly payments—ever
No income requirements
No perfect credit needed
How it works
Receive a lump sum today
Use your funds for any purpose—from consolidating debt to renovations or retirement plans.
No payments for up to 30 years
Enjoy a 30‑year term with no penalties. Buy back your equity anytime while keeping full control of your home.
Decide your exit strategy
Repay based on your home’s value. If it appreciates, share the gains; if it depreciates, you pay back less.
No Monthly Payments | No Income Requirements | No Credit Checks
FreeHomes HomeSaver® Equity helps Canadians unlock their home equity safely and confidently.
You’ve worked hard to build your home equity. Now, make it work for you with a financial solution designed for your peace of mind.
Disclaimer: No payment mortgage applies to eligible reverse mortgage products. Consult a licensed mortgage broker for all mortgage inquiries.